Keystart Home Loans
(WA Only)

The Keystart ‘Low Deposit’ Home Loan is a variable interest rate loan which can be used by owner-occupiers to buy an established home or build a new one. It is available to both first and non-first homebuyers across Western Australia.

The most attractive aspect of Keystart is that you only require a 2% deposit, of which only 1% needs to be genuine savings. The other great thing about Keystart Home Loans is that if you’re building a new home, your repayments are generally less than what they would be through a bank or lender.

One of the significant differences between Keystart and the major banks is that they don’t require any lender’s mortgage insurance. This reduces your end loan amount, thereby reducing your monthly repayment. Keystart will even allow people with defaults, or individuals that have been bankrupt, to take out a home loan assuming they meet certain credit criteria.

Keystart are experts at providing affordable finance options where other home loan lenders are unable to provide assistance.